Welcome!

Our Philosophy

We are guided by your goals and objectives and not obligated to any single product or company. Our professionals draw upon a full complement of conservative products to construct the most appropriate retirement, income tax and insurance plan for your needs.

A Message From The Owner

It’s Time For Financial Accountability

The American economy is in an unprecedented place today. The markets have experienced severe volatility, and the mortgage meltdown and foreclosure crisis continues to burden homeowners. There have been fraudulent scandals ad debilitating Ponzi schemes that have scammed people out of their hard-earned money. All the while the federal debt keeps skyrocketing. At the same time, one-sided talking heads continue to dominate financial news and headlines.

The unfortunate reality is that most Americans aren’t sure how to interpret these major events, and their finances are suffering as a result. During our country’s turbulent economic times, people need someone on their side to help them sort through the clutter of negative news and mixed reports.

OUR RESPONSIBILITY

It is our responsibility to do our best to help Americans have the information they need to make the most informed decision in regards to their financial situation.

We need to educate Americans how to become financially independent and not sell them a financial product to make ourselves a commission. We need to educate Americans about the financial world we live in and assist them in making informed financial decisions.

Now more than ever, Americans of all ages need unbiased, truthful, educated counsel and an honest, balanced resource to help them with their financial decisions. They need a Financial Representative they can trust to give them both sides on every financial issue.

AMERICANS NEED TO LEARN

• That the world is biased don’t accept everything you hear as financial truth.
• That there are two sides to every coin all investments have an upside and a downside.
• That they have a responsibility to investigate the facts themselves before making a financial choice.

Once they understand this, they will know what to look for when making a financial decision and refrain from just letting anyone tell them what to do with their money. It is important that the client takes an active role with us, the Financial Representative to help them with their retirement assets today and into the future.

It is equally important to us as Financial Representatives to not just tell clients they need a product—we must help them to understand the financial headlines and what it means to them and their finances.

I believe as a financial Representative, you are either part of the problem or part of the solution. Either you contribute to the one-sided, slanted “advice” your clients are hearing, or you’re part of the solution, seeking to provide an education that will allow your clients to make truly informed financial decisions themselves. I believe it’s also important that our clients not attempt to make decisions thinking they have the answers before even knowing and understanding all the questions. It’s time for financial accountability, and it starts with the Financial Representative.

Sincerely,
Edward G. Rizzotto